Credit unions are chartered under either federal or state law. Delco Postal Credit Union is chartered under the laws of the Commonwealth of Pennsylvania. It is regulated by both the PA State Banking Department as well as the National Credit Union Administration (NCUA). The NCUA administers the federal insurance fund (NCUSIF) which covers our credit union. No taxpayer money is used for regulating state credit unions in Pennsylvania.
|Credit Union Fees|
|NSF Charge||$25.00 per item|
|Returned ACH||$25.00 per item|
|Dormant Account Charge|| $1.00 per month
This fee will only apply to regular shares
in those accounts where the member is
over the age of 18 and has under $200 in the account.
Only applies to accounts with no activity for one year.
|Late Payment on Credit Card||$10.00|
|Overdraft on ATM Card||$25.00|
|ATM Balance Inquiry||$1.00|
|Deposit of 3rd Party Check (which is dishonored)||$25.00|
|Lost/Stolen ATM Card Replacement||$5.00|
|Domestic Wire Transfer Fee||$20.00|
|Foreign Wire Transfer Fee||$40.00|
|Returned Mail Fee*||$1.00|
|Auto Lien Fee||$85.00|