Rates


Loan Rates

Loan Type APR*
Signature Loans as low as 9.99%
(Based on credit worthiness)
New Car as low as 2.99%
Used Car as low as 3.75%
VISA Credit Card as low as 8.99%
Share Secured 3.00%

Home Equity

Term APR*
5 year 2.99%
7 year 3.49%
10 year 3.75%
15 year 3.99%

Mortgages

Term APR*
First Mortgage 15 & 30 year Call for Rates.

*APR - Annual Percentage Rate
All loan rates are based on credit worthiness. You may be offered a different rate depending on your credit.
We do business in accordance with the Fair Housing Law and the Equal Credit Opportunity Act.


Dividend Rates

Deposit Amount Dividend Rate APYE***
$100.00 to $3,999.99 0.03% 0.03%
$4,000.00 to $9,999.99 0.04% 0.04%
$10,000.00 to $19,999.99 0.06% 0.06%
$20,000.00 to $39,999.99 0.06% 0.06%
$40,000.00 and up 0.08% 0.08%
Accounts Less than $100.00 No Dividend
IRA 0.8% 0.8%

Certificate of Deposit1

Term Dividend Rate APYE***
6 Month 0.20% 0.20%
12 Month 0.40% 0.40%
60 Month 0.75% 0.75%

***APYE - Annual Percentage Yield Earned
**The rate on the IRA account may change at any time.
No minimum amount necessary to earn a dividend on the IRA Account.
The annual percentage yield stated is accurate as of
July 1, 2019.

Certificate of Deposit Minimum is $1000.00.  A penalty will be imposed for early withdrawal of your certificate of deposit.

Dividends are posted to your account on the first day of the month following the close of the quarter.